Income Reality Check

What the passive-income gurus leave out.

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Investing & Dividends

Professor G's 'overpriced market' video: sound advice, paid-community catch

Mostly accurate, with one big caveat 2026-08-10 · 7 min read

Professor G's late-2026 investing video gives genuinely solid ETF advice — then funnels you to a $99/month Skool group. Here's the part worth paying attention to.

An £800k dividend portfolio paid £1,480 in a month — the catch

Mostly accurate, with one big caveat 2026-08-10 · 7 min read

A YouTuber's £800k portfolio paid £1,480 in dividends in July 2026. The income is real — here's the capital and the decades the video glosses over.

Fin Tek's top 7 stocks to buy now: what the pitch leaves out

Half-true — works only if you do the unspoken work 2026-08-03 · 7 min read

Fin Tek's 'top 7 high-growth stocks' video is decent analysis — but it skips the sponsorship, the risk math, and that most pickers trail the index.

Joseph Hogue's 5 value stocks for August 2026: does the rotation call hold up?

Mostly accurate, with one big caveat 2026-08-01 · 7 min read

Joseph Hogue says value stocks like Ally and Energy Transfer will beat the market. The rotation data backs him — but the caveat on stock-picking is big.

He told 5 AIs to invest or get deleted — what the $2,400 Claude win leaves out

Misleading — the headline number is real but unrepresentativ 2026-07-22 · 7 min read

A viral video says AI turned $5,000 into $7,800 by picking stocks. The real driver was triple-leveraged ETFs in a bull run — here's the math and the risk.

Mark Tilbury's 2026 investing plan: the free-share and projection math he skips

Mostly accurate, with one big caveat 2026-07-22 · 7 min read

Mark Tilbury's beginner investing walkthrough is mostly solid, but the free-share hook, the £262k projection and the FSCS figure need a reality check.

₹6,000 salary to ₹13 crore: what the INDmoney 'common man' story leaves out

Misleading — the headline number is real but unrepresentativ 2026-07-17 · 7 min read

INDmoney's ₹6,000-to-₹13-crore interview is honest about mistakes but sells an unrepeatable path. Here's the math, the leverage, and the F&O losses it skips.

Professor G's 2026 dip-buying picks: what the sponsored tool leaves out

Mostly accurate, with one big caveat 2026-07-16 · 7 min read

Professor G's 2026 dip-buying video names six undervalued stocks. We check the Morningstar data, the sponsored AI tool, and whether dip-picking actually works.

16 stocks to buy now: what Jeremy Lefebvre's July 2026 list leaves out

Mostly accurate, with one big caveat 2026-07-15 · 7 min read

Jeremy Lefebvre's July 2026 list of 16 stocks to buy is coherent — but the base rate on beating the index, and a paid private group, are the parts left unsaid.

Professor G's '2026 market outlook': the three July dates, checked

Mostly accurate, with one big caveat 2026-07-13 · 7 min read

A fact-check of Professor G's 'BREAKING' 2026 market outlook. The Fed and inflation facts hold up — but the 'circle these dates' framing is the catch.

The 'last AI wealth opportunity': data-center gas stocks after the run-up

Half-true — works only if you do the unspoken work 2026-07-13 · 7 min read

A YouTube video pitches 10 data-center energy stocks as the last AI wealth play. The trend is real — but the stocks already tripled and a paid promo hides inside.

'Dips Don't Last – 8 Stocks I'm Buying': what the AI-stock pitch skips

Mostly accurate, with one big caveat 2026-07-11 · 7 min read

A reality check on BWB's 'Dips Don't Last – 8 Stocks I'm Buying.' The facts hold up, but here's the base rate and the paid sponsor the video glosses over.

Damien Talks Money's 2026 investment tier list: what the ranking gets right

Mostly accurate, with one big caveat 2026-07-09 · 7 min read

Damien Talks Money ranks every investment for 2026. We checked the tier list against FCA, Morningstar and NerdWallet data — here's what holds up.

Professor G's 16% portfolio: what his 2026 'big changes' video leaves out

Mostly accurate, with one big caveat 2026-07-01 · 7 min read

Professor G shows his entire ETF portfolio and a 16% average return. We check the math against S&P 500 data and the fine print he skips over.

Claude Code and the IBKR API can build a trading bot — not an edge

Mostly accurate, with one big caveat 2026-06-26 · 7 min read

A Claude Code and IBKR API trading bot is easy to build, but most retail day traders lose money. Here's the reality the demo skips — and what it really costs.

Nvidia, IonQ, Berkshire: the '6 stocks that print millions' check

Misleading — the headline number is real but unrepresentativ 2026-06-22 · 7 min read

A YouTube video promises 6 stocks could print millions soon. The percentage gains are real — but here's the capital and time horizon they skip over.

Claude + TradingView trading system: what the backtest hides

Half-true — works only if you do the unspoken work 2026-06-13 · 7 min read

Humbled Trader builds an AI day-trading system with Claude Code and TradingView. We check the backtests, the costs and the odds — most retail traders still lose.

ZipTrader's 'last easy wealth opportunity' and the $77M sponsored stock

Half-true — works only if you do the unspoken work 2026-06-12 · 7 min read

ZipTrader pitches three 'dip' dates and a meltup, then a sponsored $77M micro-cap. We check the timing research and the microcap risk behind the 'easy' framing.

Treasury bill ETFs vs savings accounts: what the pitch leaves out

Mostly accurate, with one big caveat 2026-06-08 · 7 min read

A YouTube video says Wall Street parks cash in T-bill ETFs, not savings accounts. The fund facts check out — but mid-2026 savings rates and FDIC insurance complicate it.

Six 'last easy wealth' stocks for 2026: the funnel behind the picks

Hype — the math doesn't survive a calculator 2026-06-05 · 7 min read

Felix & Friends pitch six 'easy wealth' stocks for 2026. We checked the valuations and the webinar funnel behind them — here's what the video skips.

The 'quiet tax' on savers: what the financial repression video gets right

Mostly accurate, with one big caveat 2026-06-01 · 7 min read

A finance professor's viral video says a 'quiet tax' is draining savers. The Reinhart-Sbrancia economics checks out — but the alarmist framing is the catch.

Professor G's quantum stock picks: what the Patreon pitch leaves out

Misleading — the headline number is real but unrepresentativ 2026-05-29 · 7 min read

Professor G's quantum picks rose 50% on real CHIPS Act news. Here's why that headline gain is unrepresentative — and who actually earns reliably.

Lewis Jackson's Claude Code quant prompt: what the Markov pitch leaves out

Half-true — works only if you do the unspoken work 2026-05-25 · 7 min read

Lewis Jackson's free Claude Code 'hedge fund method' prompt teaches genuine Markov regime math — but the SEBI, ESMA and FCA loss data tells a longer story.

ARM, Symbotic, Teradyne, BOTZ: testing the 'better than Nvidia' pitch

Misleading — the headline number is real but unrepresentativ 2026-05-25 · 7 min read

Fin Tek pitches ARM, Symbotic, Teradyne and BOTZ as the next Nvidia. We checked the multiples, the concentration risk and what the filings actually say.

Quantum stocks 'bigger than NVDA'? The losses and timeline left unsaid

Mostly accurate, with one big caveat 2026-05-21 · 7 min read

Professor G says six quantum stocks will be bigger than NVDA. The roadmaps are real, but the timeline, losses, and valuations tell a different story.

ZipTrader's 'buy heavy before June' 5 stocks: what the pitch skips

Half-true — works only if you do the unspoken work 2026-05-20 · 7 min read

ZipTrader pitches five stocks to 'buy heavy' before June 2026. The catalysts are real. The framing is the half-truth — here's what the video leaves out.

Professor G's market-flip warning: the math is real, the timing isn't

Half-true — works only if you do the unspoken work 2026-05-18 · 7 min read

Professor G's 'great market flip' video cites real valuation extremes, but skips the unspoken work — here's what a Shiller PE of 41 actually predicts.

'6 stocks you must buy now': what the Financial Education pitch skips

Misleading — the headline number is real but unrepresentativ 2026-05-17 · 7 min read

A 'Financial Education' video pitches six 'must-buy' stocks with bull-case math. Here's what those projections skip — and what ELF's 2025 drop revealed.

Quantum computing ETFs as a 'major buy': what the math actually shows

Misleading — the headline number is real but unrepresentativ 2026-05-14 · 7 min read

A YouTube 'major buy' on quantum computing ETFs uses real numbers and a real semiconductor analogy. The valuation math is the part it skips.

4 stocks to buy now: what Jeremy Lefebvre's May 2026 picks leave out

Misleading — the headline number is real but unrepresentativ 2026-05-09 · 7 min read

Jeremy Lefebvre pitches SoFi, ServiceNow, ELF and Celsius with 30%+ CAGR projections. What the math, the SEC and the SPIVA data actually show.

A £750k dividend portfolio paid £1,815 in April. The unspoken part is the £750k

Half-true — works only if you do the unspoken work 2026-05-07 · 7 min read

A UK YouTuber's £750k dividend portfolio paid £1,815 in April 2026. The math is real; the unspoken cost is two decades of maxed ISA contributions.