Income Reality Check

What the passive-income gurus leave out.

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Investing & Dividends

Nvidia, IonQ, Berkshire: the '6 stocks that print millions' check

Misleading — the headline number is real but unrepresentativ 2026-06-22 · 7 min read

A YouTube video promises 6 stocks could print millions soon. The percentage gains are real — but here's the capital and time horizon they skip over.

Claude + TradingView trading system: what the backtest hides

Half-true — works only if you do the unspoken work 2026-06-13 · 7 min read

Humbled Trader builds an AI day-trading system with Claude Code and TradingView. We check the backtests, the costs and the odds — most retail traders still lose.

ZipTrader's 'last easy wealth opportunity' and the $77M sponsored stock

Half-true — works only if you do the unspoken work 2026-06-12 · 7 min read

ZipTrader pitches three 'dip' dates and a meltup, then a sponsored $77M micro-cap. We check the timing research and the microcap risk behind the 'easy' framing.

Treasury bill ETFs vs savings accounts: what the pitch leaves out

Mostly accurate, with one big caveat 2026-06-08 · 7 min read

A YouTube video says Wall Street parks cash in T-bill ETFs, not savings accounts. The fund facts check out — but mid-2026 savings rates and FDIC insurance complicate it.

Six 'last easy wealth' stocks for 2026: the funnel behind the picks

Hype — the math doesn't survive a calculator 2026-06-05 · 7 min read

Felix & Friends pitch six 'easy wealth' stocks for 2026. We checked the valuations and the webinar funnel behind them — here's what the video skips.

The 'quiet tax' on savers: what the financial repression video gets right

Mostly accurate, with one big caveat 2026-06-01 · 7 min read

A finance professor's viral video says a 'quiet tax' is draining savers. The Reinhart-Sbrancia economics checks out — but the alarmist framing is the catch.

Professor G's quantum stock picks: what the Patreon pitch leaves out

Misleading — the headline number is real but unrepresentativ 2026-05-29 · 7 min read

Professor G's quantum picks rose 50% on real CHIPS Act news. Here's why that headline gain is unrepresentative — and who actually earns reliably.

Lewis Jackson's Claude Code quant prompt: what the Markov pitch leaves out

Half-true — works only if you do the unspoken work 2026-05-25 · 7 min read

Lewis Jackson's free Claude Code 'hedge fund method' prompt teaches genuine Markov regime math — but the SEBI, ESMA and FCA loss data tells a longer story.

ARM, Symbotic, Teradyne, BOTZ: testing the 'better than Nvidia' pitch

Misleading — the headline number is real but unrepresentativ 2026-05-25 · 7 min read

Fin Tek pitches ARM, Symbotic, Teradyne and BOTZ as the next Nvidia. We checked the multiples, the concentration risk and what the filings actually say.

Quantum stocks 'bigger than NVDA'? The losses and timeline left unsaid

Mostly accurate, with one big caveat 2026-05-21 · 7 min read

Professor G says six quantum stocks will be bigger than NVDA. The roadmaps are real, but the timeline, losses, and valuations tell a different story.

ZipTrader's 'buy heavy before June' 5 stocks: what the pitch skips

Half-true — works only if you do the unspoken work 2026-05-20 · 7 min read

ZipTrader pitches five stocks to 'buy heavy' before June 2026. The catalysts are real. The framing is the half-truth — here's what the video leaves out.

Professor G's market-flip warning: the math is real, the timing isn't

Half-true — works only if you do the unspoken work 2026-05-18 · 7 min read

Professor G's 'great market flip' video cites real valuation extremes, but skips the unspoken work — here's what a Shiller PE of 41 actually predicts.

'6 stocks you must buy now': what the Financial Education pitch skips

Misleading — the headline number is real but unrepresentativ 2026-05-17 · 7 min read

A 'Financial Education' video pitches six 'must-buy' stocks with bull-case math. Here's what those projections skip — and what ELF's 2025 drop revealed.

Quantum computing ETFs as a 'major buy': what the math actually shows

Misleading — the headline number is real but unrepresentativ 2026-05-14 · 7 min read

A YouTube 'major buy' on quantum computing ETFs uses real numbers and a real semiconductor analogy. The valuation math is the part it skips.

4 stocks to buy now: what Jeremy Lefebvre's May 2026 picks leave out

Misleading — the headline number is real but unrepresentativ 2026-05-09 · 7 min read

Jeremy Lefebvre pitches SoFi, ServiceNow, ELF and Celsius with 30%+ CAGR projections. What the math, the SEC and the SPIVA data actually show.

A £750k dividend portfolio paid £1,815 in April. The unspoken part is the £750k

Half-true — works only if you do the unspoken work 2026-05-07 · 7 min read

A UK YouTuber's £750k dividend portfolio paid £1,815 in April 2026. The math is real; the unspoken cost is two decades of maxed ISA contributions.